Author Archives: cozbycpa

About cozbycpa

Heather L. Cozby is a CPA on the South Shore and Cape Cod. The managing partner of Cozby & Company, LLC, Heather has the resources and experience necessary to provide quality professional services on a timely basis and at a reasonable cost. She specializes in tax planning & preparation; audit, review & compilation services; management advisory services; bookkeeping; and accounting. Her unique niche is in working with homeowners’ associations and condominium trusts, advising with rental real estate, and providing outsourced financial consulting for mid-sized companies. She is more entrepreneurial than most accountants, and offers the best of both worlds - providing the services of a larger firm while retaining the ability to connect with her clients on a personal level.

Don’t Take the Bait, Step 6: Watch Out for the W-2 Email Scam

The following article was published by the IRS. The IRS, state tax agencies and the tax industry today urged tax professionals and businesses to beware of a recent increase in email scams targeting employee Forms W-2. The W-2 scam – … Continue reading

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Your Retirement Income: Why Diversification Matters

When investing for retirement, there are many things to think about in order to get it right. But there are five specific risks that must be addressed in order to preserve both your money and your standard of living as … Continue reading

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Eight Tips to Protect Taxpayers from Identity Theft

The following article was published by the IRS. Identity theft happens when someone steals personal information for financial gain. Tax-related identity theft happens when someone uses another person’s stolen Social Security number (SSN) or Employer Identification Number (EIN) to file … Continue reading

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Saving Money Without Effort

Saving money is something we all aspire to do. But some do it much better than others. The key? Automation! Here are several time-tested ways to simplify your savings goals and stick with your plan.

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How Does the IRS Contact Taxpayers?

The following article was published by the IRS. When the IRS needs to contact a taxpayer, the first contact is normally by letter delivered by the U.S. Postal Service. The IRS doesn’t normally initiate contact with taxpayers by email, nor … Continue reading

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What Are the Different Kinds of Life Insurance?

There are two basic types of life insurance: term life insurance and permanent life insurance. Which one is better? The answer depends on factors such as your goals and your situation in life. Here is a brief look at what … Continue reading

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Making the Most out of Miscellaneous Deductions

The following article was published by the IRS. Miscellaneous deductions are tax breaks that generally don’t fit into a particular tax category. They can help reduce taxable income and the amount of taxes owed. For example, some employees can deduct … Continue reading

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