Tag Archives: Heather Cozby accountant

Your Retirement Income: Why Diversification Matters

When investing for retirement, there are many things to think about in order to get it right. But there are five specific risks that must be addressed in order to preserve both your money and your standard of living as … Continue reading

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Saving Money Without Effort

Saving money is something we all aspire to do. But some do it much better than others. The key? Automation! Here are several time-tested ways to simplify your savings goals and stick with your plan.

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What Are the Different Kinds of Life Insurance?

There are two basic types of life insurance: term life insurance and permanent life insurance. Which one is better? The answer depends on factors such as your goals and your situation in life. Here is a brief look at what … Continue reading

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How to Manage a Windfall

What do you do when you get a large sum of money? Do you spend it? Do you stash it? Most of us won’t ever win the lottery in our lifetimes, but almost everyone from time to time finds themselves … Continue reading

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Does carrying a balance hurt your credit score?

Does carrying a balance on your credit card lower your credit score? It can, but it all depends on several factors. These factors most often extend beyond the specific credit card that may have a balance. In fact, your credit … Continue reading

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Saving for Retirement vs. Paying Off Student Loans

How does one decide between paying off student loans and saving for retirement? Both are solid goals, both are keys to increasing wealth, but which one should take priority? Without fail, most financial professionals will have you contribute first to … Continue reading

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