Tag Archives: Cozby CPA

How to Budget When You’re on Inconsistent Income

There are certain jobs, even careers, that don’t provide consistent income. Sure, you can make a living off these jobs, but you can’t ever predict with certainty what your income might be from week to week, month to month, or … Continue reading

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Simple Ways to Stop Impulse Buying

The word “shopaholic” is often thrown around jokingly to describe those who get a high out of making a purchase, whether they need the item or not. While there is a disorder assigned to someone whose shopping addiction has a … Continue reading

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The Fastest Way to Pay off Debt

Getting out of debt is the dream of millions of Americans every year. But sometimes the reality of becoming debt-free is still in the dream phase. Some steps are more effective than others in tackling this huge financial situation. Before … Continue reading

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The Confusing World of Credit Scores

Credit scores are extremely important. They are, in a way, your financial life-line to borrowing money. But credit scores are actually a whole lot more than that. Your score can determine whether or not you can rent an apartment and … Continue reading

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5 Money Tips For Millennials

In the world of millennials, it often times seems hard to look forward because of the mountain of student loan debt and credit card balances that consume much of a monthly budget. But the fact is, it is extremely important … Continue reading

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The Single Dumbest Thing Investors Do

Investing is undertaken by millions of Americans every year. The vehicles most often used to invest in the stock market are mutual funds and retirement plans. But so often investment strategies are riddled with mistakes. One of the most common … Continue reading

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What is a 529 Plan?

A 529 plan is a specialized investment account that was created to help families save for future college expenses. This can be for a traditional 4-year college or university, or even a community college. The tax benefits of these accounts … Continue reading

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