When it comes to personal finance, everything can be distilled to three basic principles:
- Spend less than you earn. Save money.
- Make your money work for you. Once you’ve saved it, invest it to make sure it grows.
- Protect your money. Make sure you have an emergency fund.
Using a tracking mechanism like Mint or another program will help you know where your money is coming from and going, so that you can make any changes to your budget or planning.