How to Live Frugally

No matter how well or poorly the economy is doing, it’s in your best interest to learn to live frugally, within your means. This will leave you in good shape during your retirement years.

Living frugally sometimes comes down to making simple life changes, such as the following:

  • Use coupons.
  • Don’t go out to eat as often.
  • Don’t go out to the movies.
  • Don’t travel so you can save on gas.
  • Do things that don’t require money, such as exercising, going on walks, playing games, or spending time with your family.

Many Americans are challenged when it comes to saving money. Starting to save and invest at a young age helps you to make good financial habits easier to adopt as you go through life. Your retirement will thank you!

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About cozbycpa

Heather L. Cozby is a CPA on the South Shore and Cape Cod. The managing partner of Cozby & Company, LLC, Heather has the resources and experience necessary to provide quality professional services on a timely basis and at a reasonable cost. She specializes in tax planning & preparation; audit, review & compilation services; management advisory services; bookkeeping; and accounting. Her unique niche is in working with homeowners’ associations and condominium trusts, advising with rental real estate, and providing outsourced financial consulting for mid-sized companies. She is more entrepreneurial than most accountants, and offers the best of both worlds - providing the services of a larger firm while retaining the ability to connect with her clients on a personal level.
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