Are you a victim of identity theft? Or do you think you might become one because of a lost or stolen wallet, or questionable credit card activity or credit report? Perhaps you’ve received a letter from the IRS suggesting that someone has stolen your identity.
If so, here’s what to do:
1) If you’ve received an IRS letter, respond immediately.
2) If you haven’t received a letter but still think you’re at risk, fill out and submit Form 14039, “Identity Theft Affidavit”, found on the IRS website. The IRS will then take steps to further secure your identity.
3) File a police report with your local law enforcement agency.
4) Contact the credit bureaus to place a fraud alert on your credit account.
Identity theft is a growing problem nationwide. It can be a frustrating and complex process for victims, and is a top priority for the IRS.
Learn more about their efforts at IRS.gov, where you can type “identity theft” into the search field.